A1 Bad Credit Loans For People With Poor Credit Rating, CCJs, Self Employed

Loans for people with bad credit rating, CCJs and the self employed

People who have a poor credit rating or low credit score due to CCJs, mortgage arrears, defaults, bankruptcy or other bad debts often find it difficult getting a loan. People who are self employed often experience similar problems.

Fortunately more and more lenders are entering the market to provide secured loans for people with bad credit history and there is more product choice than ever before. Whatever your circumstances, even if you’ve been refused elsewhere, there are lenders who could say YES! and help you raise the cash you need. A growing number of specialist lenders in the UK are offering bad credit loans to people with previous financial problems or people unable to prove their income.

As a homeowner you could borrow anything from £1,000 - £100,000 for any reasonable purpose with 3 - 25 years to repay.

It's important not to miss out on the top deals. Simply complete the no obligation quote request form and a specialist advisor will search the entire market of loan lenders including banks, building societies and other specialist financial institutions.

You can pick up black marks against your name for a host of reasons and it’s estimated that as many as one in four of us, or five million households in the UK, have done. The most common reasons for picking up points on your credit rating are failing to pay utility, council tax, credit or store card bills on time.

If you suspect you have a bad credit rating you are probably not a habitual overspender but someone who has been a victim of circumstances beyond your control. Quite often the reasons for financial problems are redundancy and relationships breaking down.

In situations like this, normal lenders might not be able to help, but
the chances are a non standard lender can.

Simply complete the enquiry form on this website and receive a FREE no obligation quotation.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Homeowners

With a secured personal loan you can borrow money for any purpose. You could use a secured loan to consolidate all your existing debts and switch to a single monthly payment. Or maybe you want to make the home improvements you’ve been dreaming of such as fitting a new kitchen or bathroom? You could even buy yourself that new car or holiday!

Access to over a hundred different lenders including all the leading high street and specialist lenders

Self Employed

Sometimes your inability to prove your income, such as being self employed, can be enough for some lenders to decline your loan application. Fortunately there are an increasing number of specialist lenders who recognize that self employed individuals make good borrowers.